Can You Identify What's Covered Under a Dwelling Policy?

Is personal liability automatically included in a Dwelling Policy?

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Correct Incorrect Liability coverage isn’t built into basic Dwelling Policies. You’ll need to purchase a Personal Liability endorsement separately.

Is personal liability automatically included in a Dwelling Policy?

• Only for owner-occupied homes
• Yes, always
• Only in the DP-3 form
• Nope—you have to add it