The Over-50s Travel Insurance Challenge: How Much Do You Really Know?

A 65-year-old traveler has travel insurance with a medical emergency limit of £5,000,000. They suffer a broken leg abroad requiring surgery costing £4,500,000. Later, they need a follow-up treatment costing £600,000. How much will the insurance cover?

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Correct Incorrect The coverage limit applies to the total medical emergency costs during the trip. Since the total cost (£5,100,000) exceeds the £5,000,000 limit, the excess £100,000 will not be covered.

A 65-year-old traveler has travel insurance with a medical emergency limit of £5,000,000. They suffer a broken leg abroad requiring surgery costing £4,500,000. Later, they need a follow-up treatment costing £600,000. How much will the insurance cover?

• £5,000,000 total, so the follow-up treatment is not covered
• £4,500,000 only, as the limit is per event
• £600,000 only, as follow-up is separate
• £5,100,000 total, exceeding the limit