The Over-50s Travel Insurance Challenge: How Much Do You Really Know?

A traveler aged 70 falls ill abroad and requires emergency surgery costing £15,000. The policy’s medical emergency limit is £10,000. What happens to the remaining £5,000?

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Correct Incorrect Medical emergency coverage has limits; costs above the limit are usually the traveler’s responsibility.

A traveler aged 70 falls ill abroad and requires emergency surgery costing £15,000. The policy’s medical emergency limit is £10,000. What happens to the remaining £5,000?

• The insurer covers all costs regardless of the limit
• The traveler is reimbursed after returning home
• The insurer negotiates a discount with the hospital
• The traveler must pay the remaining £5,000 out of pocket